Home Improvement Newcomers’ Guide to Affordable Housing in Toronto: Essential Tips

Newcomers’ Guide to Affordable Housing in Toronto: Essential Tips


Toronto, the diverse metropolis on the shores of Lake Ontario, is a beacon for newcomers seeking opportunity. However, finding affordable housing in the city can be a challenge. In this guide, we’ll offer insights on the cost of living, quality of life, and tips for settling in without breaking the bank.

Table of Contents


Where Is Toronto Located?

Toronto is located in the province of Ontario. It is situated on the northwest shore of Lake Ontario. Torontonians follow Eastern Time, GMT-4, sharing a time zone with major cities such as Montreal, Canada; New York, USA; and Lima, Peru.

Toronto is located just above the 43rd parallel, experiencing more than 15 hours of daylight in the summer but only 9 hours in the winter.

What Is The Weather Like In Toronto?

Toronto enjoys a varied climate with four distinct seasons. From April to June, spring sees rising temperatures and the city’s parks and gardens coming to life. Summers extend from June to August, with warm temperatures ranging from high 20s to low 30s degrees Celsius.

Autumn, spanning September to November, offers beautiful foliage and cool temperatures. Winters, from December to February, can be cold and snowy. Embrace the season with activities like ice skating at Nathan Phillips Square and warm beverages in cosy cafes.

What Is Toronto Famous For?

Toronto boasts iconic landmarks like the CN Tower, a 553.3-meter-high communication and observation tower that attracts over two million visitors annually. Major league sports teams call the city home, including the Toronto Raptors, Blue Jays, and Maple Leafs.

The city also birthed several notable celebrities, such as musicians Drake, The Weeknd, and Neil Young, along with actors like Jim Carrey and Mike Myers. Renowned novelist Margaret Atwood resides in Toronto.

Is Toronto Expensive?

In a word, yes. Toronto’s cost of living can be prohibitive. In 2022 and 2023, it was ranked as the most expensive city in Canada, according to Mercer’s Cost of Living City Ranking report. A 2023 City News article highlighted that Torontonians need more than double the minimum wage to afford an apartment. 

When negotiating a salary in Toronto, consider the high cost of living. To determine the living wage in your region, consult online Ontario resources. 

To settle in Toronto without straining finances, explore diverse neighbourhoods, research local markets, opt for public transportation, and enjoy free or low-cost cultural and recreational activities. Finding a comfortable balance is key to thriving in this dynamic city without breaking the bank.

What Is The Quality Of Life In Toronto?

Toronto consistently ranks as one of the top cities for quality of life. The EUI’s Global Liveability Index gave Toronto high marks in Stability, Healthcare, and Education in 2023. Downtown Toronto offers numerous activities, with Dundas Square and the CF Toronto Eaton Centre being must-visit spots.

What Are The Disadvantages Of Living In Toronto?

Apart from the high cost of living, Toronto’s Greater Area houses around 6 million people, resulting in large crowds and job and housing competition. The large population also leads to traffic congestion, potentially affecting air quality.

Is It Safe In Toronto?

Toronto is relatively safe for its size. The risk of pick-pocketing or scams is medium, while other risks are low, according to Travelsafe-Abroad. Severe weather events, like snowstorms and thunderstorms, may occur, but the risk of natural disasters is low.

Which Museums Are Free In Toronto?

While Toronto may be expensive, there are free attractions which should be on your Toronto things to do list, including museums such as Fort York National Historic Site, Riverdale Farm Toronto, The Power Plant Contemporary Art Gallery, Toronto’s First Post Office, Spadina Museum, Gibson House Museum, and High Park Zoo.

In conclusion, life in Toronto for new immigrants comes with a vibrant but costly urban lifestyle with numerous advantages and some disadvantages. As a newcomer, understanding the city’s intricacies will be your first step in making the most of your experience in this dynamic metropolis.

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